My Daily Smile

Life is short - begin every day with a smile!

This is the one self-defense gadget you need to carry at all times

Posted on

Want  to get a little something extra out of every day? Sign up for my Living (and loving) Life newsletter.

Note: The links in this post are affiliate links.

The vast majority of things I write about here tend to be happy and uplifting (I hope so at least), but on occasion I feel the need to write about topics that deal with online security.

Well, today I’m going to discuss your physical security, a topic that’s very important in today’s dangerous world.

Most of us aren’t experts in self-defense but there are some things we can all do in order to enhance our personal security when we’re out and about amongst the public.  [Read more…]

Why it pays to never let your car’s gas level drop below half-full

Posted on

Want  to get a little something extra out of every day? Sign up for my Living (and loving) Life newsletter.

I’ll admit it – back in my younger days I loved to live life on the edge.

Yep, I would drive all around town or even on the interstate and backroads with my car running on fumes, waiting until the very last minute to wheel into a gas station and pump a gallon or two in the tank.

The first time I ran out of gas it was sort of a thrill. I had lived on the edge and finally teetered over it. Even the two mile walk to the nearest gas station and the two mile walk back had me humming to a great tune.  [Read more…]

How to quickly calculate how much to leave for a tip

Posted on

Want  to get a little something extra out of every day? Sign up for my Living (and loving) Life newsletter.

If you enjoy eating out you’re probably used to leaving a tip for good service after you’ve finished enjoying your meal.

If you happen to be one of the millions of Americans who struggle with doing math in your head, I’m going to show you a simple trick for quickly calculating the amount you’ll need to leave for a tip.

And you won’t need a calculator or a pen and paper to do it.

[Read more…]

Fall temps are here. Have you made this important safety check?

Posted on

Want  to get a little something extra out of every day? Sign up for my Living (and loving) Life newsletter.

Note: The links in this post are affiliate links.

Well, autumn has arrived and that means the outdoor temperatures have likely fallen in your neck of the woods. And as you probably already know, temperature drops decrease the air pressure in your vehicle’s tires.

That low tire air pressure warning (if your car provides one) isn’t just a nuisance. It’s actually alerting you to potential danger and a possible future hit to your bank account.  [Read more…]

How to get a copy of your credit report for free

Posted on

Want  to get a little something extra out of every day? Sign up for my Living (and loving) Life newsletter.

It’s always been a good idea to review your credit report for errors and omissions every now and then, but with identity theft happening so often these days it’s absolutely critical that you keep an even closer check on it than ever.

Credit reporting agencies used to charge a fee every time someone asked for a copy of their own credit report, but now the federal government requires them to provide every American with one free copy per year. 

Be aware that there are several private companies that offer “free” credit reports, but those companies all require something in exchange. Most experts recommend steering clear of those websites.

[Read more…]