My Daily Smile

Life is short - begin every day with a smile!

Q&A: Why don’t car insurance premiums go down as the car depreciates?

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Question from Judy:  I bought a new car back in 2021 and it’s been insured by the same company all this time.

I know my car has depreciated some over the years but my insurance premiums are higher now than they were when the car was brand new.

That makes no sense to me.

It seems like the premiums should decrease along with the value of the car since the insurance company would have to pay out less as the car gets older.

Why didn’t my premium go down along with the value of the car?  [Read more…]

Q&A: Has there ever been snow on the ground in all 50 US states at the same time?

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Question from Melissa:  Several of my friends and I were talking about all the snow we received this year in upstate New York when someone said they can remember a time when there was snow on the ground in all 50 states at the same time.

None of us believed him when he said that. Is it true? That just doesn’t seem possible.  [Read more…]

Video: Route 66 – America’s Lost Highway Turns 100

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If you enjoy taking long road trips you’re probably familiar with America’s iconic US Route 66. And truth be told, you’ve probably heard of it even if you’re not really into traveling by car.

In its heyday this iconic two-lane highway stretched 2,448 miles from Chicago, Illinois in the American midwest to Santa Monica, California on the west coast.  [Read more…]

“Choices”

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“I’ve had choices, since the day that I was born.”  –George Jones (via the song “Choices”)

That line from that song has always resonated with me, because it’s so true.

Our Creator gave each and every one of us the ability to think for ourselves and make our own choices as we live out our lives here on planet Earth. Of course He also gave us the ultimate guidebook to consult as we evaluate the range of choices before us, but we are still completely free to ultimately make our own choices as we see fit.  [Read more…]