My Daily Smile

Life is short - begin every day with a smile!

“Choices”

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“I’ve had choices, since the day that I was born.”  –George Jones (via the song “Choices”)

That line from that song has always resonated with me, because it’s so true.

Our Creator gave each and every one of us the ability to think for ourselves and make our own choices as we live out our lives here on planet Earth. Of course He also gave us the ultimate guidebook to consult as we evaluate the range of choices before us, but we are still completely free to ultimately make our own choices as we see fit.  [Read more…]

“For the love of the game…”

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“The biggest thrill a ballplayer can have is when your son takes after you. That happened when my Bobby was in his championship Little League game.

He really showed me something. Struck out three times. Made an error that lost the game. Parents were throwing things at our car and swearing at us as we drove off.

Gosh, I was proud.”
     -–Bob Uecker [Read more…]

How to withdraw cash with your debit card without paying ATM fees

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Like most folks these days you probably have a debit card that you can use to withdraw cash from your checking account via an ATM.

If so, you probably know all about the sky-high ATM fees that you have to pay when using an ATM that doesn’t belong to your own bank.

But did you know there’s an easy way to use your debit card to withdraw modest amounts of cash from your bank account in most any city or town in America without having to pay any ATM fees at all?  [Read more…]

Life tip: Don’t allow your life to be controlled by these 5 things

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Do you ever feel like your life is out of your control – as if it’s being directed by some outside negative force?

Do you believe your happiness depends on things you have no control over?

Do you have trouble even deciding what happiness and success mean to you?

Each and every one of us has just one life to live on this Earth. And as you might have already noticed, the years we will spend living it will be gone before we know it.  [Read more…]

How to get a copy of your credit report for free

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It’s always been a good idea to review your credit report for errors and omissions every now and then, but with identity theft happening so often these days it’s absolutely critical that you keep an even closer check on it than ever.

Credit reporting agencies used to charge a fee every time someone asked for a copy of their own credit report, but now the federal government requires them to provide every American with one free copy per year. 

Be aware that there are several private companies that offer “free” credit reports, but those companies all require something in exchange. Most experts recommend steering clear of those websites.

[Read more…]