Life is short - begin every day with a smile!
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If you enjoy eating out you’re probably used to leaving a tip for good service after you’ve finished enjoying your meal.
If you happen to be one of the millions of Americans who struggle with doing math in your head, I’m going to show you a simple trick for quickly calculating the amount you’ll need to leave for a tip.
And you won’t need a calculator or a pen and paper to do it.
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Well, autumn has arrived and that means the outdoor temperatures have likely fallen in your neck of the woods. And as you probably already know, temperature drops decrease the air pressure in your vehicle’s tires.
That low tire air pressure warning (if your car provides one) isn’t just a nuisance. It’s actually alerting you to potential danger and a possible future hit to your bank account. [Read more…]
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It’s always been a good idea to review your credit report for errors and omissions every now and then, but with identity theft happening so often these days it’s absolutely critical that you keep an even closer check on it than ever.
Credit reporting agencies used to charge a fee every time someone asked for a copy of their own credit report, but now the federal government requires them to provide every American with one free copy per year.
Be aware that there are several private companies that offer “free” credit reports, but those companies all require something in exchange. Most experts recommend steering clear of those websites.
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As you probably know, identity theft is one of the most common “white collar” crimes being perpetrated these days.
Legions of crooks are using the Internet to steal the personal and financial information of unsuspecting individuals, then using that info to get credit cards and apply for loans in the victims’ names.
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“The past is a place of reference, not a place of residence; the past is a place of learning, not a place of living.”
-–Roy T. Bennett
As humans, well all make mistakes and suffer great loss on occasion. It’s just a part of life.
It’s easy to fall into the trap of dwelling on the bad times and forgetting that tomorrow will begin with the dawning of a new day. [Read more…]