My Daily Smile

Life is short - begin every day with a smile!

Why being early is almost always better than being late

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Living (and loving) Life

Chances are you know someone who never seems to show up on time.

Whether it’s a business meeting, a college class, a church service or a doctor appointment, they always seem to arrive five minutes after things have already gotten started.

The purpose of this post isn’t to chastise those folks. Some of the people I most admire and some of the most successful people I know have issues with punctuality.

But that being said, I believe it’s best to always strive to be on time. And truth be told, being a little early is even better.

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How to get a copy of your credit report for free

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Living (and loving) Life

It’s always been a good idea to review your credit report for errors and omissions every now and then, but with identity theft happening so often these days it’s absolutely critical that you keep an even closer check on it than ever.

Credit reporting agencies used to charge a fee every time someone asked for a copy of their own credit report, but now the federal government requires them to provide every American with one free copy per year. 

Be aware that there are several private companies that offer “free” credit reports, but those companies all require something in exchange. Most experts recommend steering clear of those websites.

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When you help someone, you make two lives just a little better

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Living (and loving) Life

Most of us see and interact with other people almost every day as we go about living our daily lives.

Regardless of where you happen to be, if there are other people around it’s a good bet that someone there could use a little help of some kind.

Whether it’s the child in the corner store who’s 8 cents short of having enough money to buy a candy bar or the old man at the pharmacy who’s having trouble reading the label on a bottle of cough medicine, helping out with a little spare change or an extra pair of eyes can make a person’s day just a little better.

And guess what? It’ll make your day better too.

I’d like to tell you a quick story…

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6 tips for shopping for ‘healthy’ food items

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Living (and loving) Life

Have you made the decision to try to eat a healthier diet? If so, I commend you.

After all, along with regular exercise, eating a healthy diet can help you ward off many serious health problems later in life (and fix some of the problems you might have right now).

But unfortunately, it can be pretty difficult to determine which foods are actually healthy with just a casual glance.

Here are several tips that can help: [Read more…]

5 tips for preventing identity theft

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Living (and loving) Life

Note: The links in this post are affiliate links.

As you probably know, identity theft is one of the most common “white collar” crimes being perpetrated these days.

Legions of crooks are using the Internet to steal the personal and financial information of unsuspecting individuals, then using that info to get credit cards and apply for loans in the victims’ names.

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