My Daily Smile

Life is short - begin every day with a smile!

How to get a copy of your credit report for free

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Living (and loving) Life

It’s always been a good idea to review your credit report for errors and omissions every now and then, but with identity theft happening so often these days it’s absolutely critical that you keep an even closer check on it than ever.

Credit reporting agencies used to charge a fee every time someone asked for a copy of their own credit report, but now the federal government requires them to provide every American with one free copy per year. 

Be aware that there are several private companies that offer “free” credit reports, but those companies all require something in exchange. Most experts recommend steering clear of those websites.

[Read more…]

6 tips for shopping for ‘healthy’ food items

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Living (and loving) Life

Have you made the decision to try to eat a healthier diet? If so, I commend you.

After all, along with regular exercise, eating a healthy diet can help you ward off many serious health problems later in life (and fix some of the problems you might have right now).

But unfortunately, it can be pretty difficult to determine which foods are actually healthy with just a casual glance.

Here are several tips that can help: [Read more…]

The starting point for your future is where you are right now

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Living (and loving) Life

“People who wonder whether the glass is half empty or half full miss the point. The glass is refillable.“
 -–Simon Sinek

We all know how easy it is to feel overwhelmed at times.

Like it or not, life is tough and often unfair. It’s how we handle the setbacks and bad situations that arise that chart the courses of our futures.

[Read more…]

Is the path you’re on leading you to happiness?

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Living (and loving) Life

“When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life.”
     –John Lennon

There’s some disagreement about whether this famous quote really originated with John Lennon.

While the Internet has numerous sources attributing these words to him, no one seems to be able to prove it beyond a reasonable doubt.

But regardless of who originally said it, the quote itself makes a lot of sense. [Read more…]

“After the Storm”

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Living (and loving) Life

“Clouds come floating into my life, no longer to carry rain or usher storm, but to add color to my sunset sky.“
     –Rabindranath Tagore

We all love bright, sunny days, but have you ever noticed how the most beautiful skies have some beautiful clouds floating around up above?

Life is much the same way…  [Read more…]