My Daily Smile

Life is short - begin every day with a smile!

How to save a ton of cash on your mortgage

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If you’re one of the millions of Americans making mortgage payments every month you probably dread having to write out that big check every time the next one comes due.

And if you’re a typical borrower with a thirty year mortgage, you probably know you’ll be writing out a grand total of 360 of those large checks.

What’s more, you probably know you’ll likely end up paying about as much in interest over the course of the loan as you borrowed in the first place.  [Read more…]

How to make your own Low-Sodium Ranch Dressing

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Are you struggling to find delicious things you can eat while on a low-sodium diet?

I can tell you from personal experience just how difficult finding low-sodium food items can be.

A while back I realized that I needed to start living a more healthy lifestyle, and to that end I started working out and eating healthier foods.

But there’s one persistent issue that I’m still struggling with: Finding food items that are low in sodium.  [Read more…]

Planning to add-on a garage? Here are a few ideas…

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Living (and loving) Life

Thinking about building a garage to protect your vehicle(s) from the elements?

I spent most of my life without one, but now that I’ve been using one for several years I don’t think I could do without one.

Of course my garage is a simple, run-of-the-mill two-car garage that’s attached to the end of my house, but perhaps you’re looking for something a little more flashy?  [Read more…]