My Daily Smile

Life is short - begin every day with a smile!

Q&A: Why don’t car insurance premiums go down as the car depreciates?

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Living (and loving) Life

Question from Judy:  I bought a new car back in 2018 and it’s been insured by the same company all this time.

I know my car has depreciated quite a bit over the years but my insurance premiums are higher now than they were when the car was brand new.

That makes no sense to me.

It seems like the premiums should decrease along with the value of the car since the insurance company would have to pay out less as the car gets older.

Why didn’t my premium go down along with the value of the car?  [Read more…]

Video: “Coal Miner’s Daughter” by Loretta Lynn (and the passing of a legend)

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Photo credit: Country Music Hall of Fame

Country Music boasts a long line of legendary performers who helped shape and define the genre.

It all started way back in the 1920s with The Carter Family, Jimmie Rodgers and a handful of other artists that helped create what would eventually become one of the most successful industries the world has ever known.

The style of music that falls under the Country umbrella changes a bit with each generation, but every new generation includes a small handful of performers who end up becoming true legends and icons of the genre by the time they finally put down their mics for good.

And one of the most legendary Country performers of all time will always be the great Loretta Lynn.  [Read more…]

Reminder: In a pinch you can charge your devices with the TV in your hotel room

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Note: The links in this post are affiliate links.

Have you ever traveled for business or taken a vacation and forgot to bring along the charger for your smartphone or tablet?

Yeah, me too. And it’s really frustrating.

A while back I wrote a post on my tech blog explaining how you can usually borrow a charger from the “Lost & Found” box at the hotel’s front desk, but now there’s an even easier way to charge your devices after leaving your charger at home…

[Read more…]

This easy tip will make your portable generator a lot quieter

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Living (and loving) Life

If you have a portable generator you know how handy they can be when the power goes out.

Unfortunately, you also probably know how noisy they are.

Well, I’m going to let you in on a little secret that isn’t generally known about noisy generators…  [Read more…]