My Daily Smile

Life is short - begin every day with a smile!

Q&A: Is Colonial Penn life insurance a scam?

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Living (and loving) Life

Question from Carol:  My mom is 75 years old and she’s worried about my brother and me having to pay her burial expenses after she dies.

We’ve told her that she doesn’t have to worry about that but she insists on getting insurance to cover her burial expenses.

I keep seeing ads on TV that say Colonial Penn will sell life insurance to anybody for just $9.95 per month, even if they’re as old as 85.

They also state that your premium will never go up. It’ll always stay at $9.95 per month.

How can they do that? If it’s true that sounds like something we could get for her. But I’m leery because it sounds like it has to be a scam. Is it?  [Read more…]

Yes, you really can make money working from home!

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People ask me all the time if it’s really possible to make money from home.

Well, I’m living proof that the answer is YES because I’ve been doing it for years.

Since you’re reading this you probably know I’m a blogger.

I write things – in my home office. And yes, I do it for a living.

But what if you don’t have the aptitude for writing? Or the interest?  [Read more…]

Here’s the absolute best way to keep food cold in your cooler

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Living (and loving) Life

Do you buy a bag of ice every time you pack your cooler for a camping trip or a family picnic?

Does that ice tend to melt sooner than it should, leaving you with a bunch of soggy food and lukewarm drinks?

Well, I’m going to suggest an awesome and dirt-cheap alternative…

[Read more…]

Are you a caregiver? Wireless doorbells make excellent (and inexpensive) ‘Call Buttons’

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Living (and loving) Life

Note: The links in this post are affiliate links.

Are you a caregiver who regularly assists someone who needs frequent help with the basics of day-to-day life?

If so, you’re probably constantly on edge, worried that you might not hear their call for help while you’re doing something in a distant room.

Well I have a suggestion that just might help put your mind at ease: Use a wireless doorbell as a call button.

Here are several reasons why these devices are perfectly suited for this purpose: [Read more…]

7 things to carefully consider when looking for a house or apartment

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I’ve moved several times over the course of my lifetime, and I’ve learned a few things from those experiences.

As a result, there are always certain things I look for before I agree to sign a lease or purchase agreement on a new home.

While some of these things are fairly trivial, a few of them are absolute deal-breakers if they don’t pan out.

With that in mind, here are seven things you really need to consider when choosing your next home: [Read more…]