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My Daily Smile

Life is short - begin every day with a smile!

Q&A: Why don’t car insurance premiums go down as the car depreciates?

Posted on June 22, 2026

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Question from Judy:  I bought a new car back in 2021 and it’s been insured by the same company all this time.

I know my car has depreciated some over the years but my insurance premiums are higher now than they were when the car was brand new.

That makes no sense to me.

It seems like the premiums should decrease along with the value of the car since the insurance company would have to pay out less as the car gets older.

Why didn’t my premium go down along with the value of the car?  [Read more…]

Video: Danny MacAskill’s best amazing bike tricks

Posted on June 21, 2026

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Regular readers of this blog are very familiar with the skillful and fearless manner with which Danny MacAskill rides his bikes.

If you haven’t seen Danny ride before, you can check out the videos I’ve featured showcasing his unbelievable talents in these posts.

The video I’m sharing with you today is a compilation of some of Danny’s best amazing bike tricks.  [Read more…]

Here’s a really great way to keep food cold in your cooler

Posted on June 20, 2026

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Do you buy a bag of ice every time you pack your cooler for a camping trip or a family picnic?

Does that ice tend to melt sooner than it should, leaving you with a bunch of soggy food and lukewarm drinks?

Well, I’m going to suggest an awesome and dirt-cheap alternative…

[Read more…]

Did you know Trade, Tennessee is closer to Canada than it is to Memphis?

Posted on June 19, 2026

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The relationship between geography and distance can often be a little confusing at first glance.

Actual distances between two locations on the ground are often far different on a map than they appear to be in one’s head.

The U.S. state of Tennessee is a perfect example…

[Read more…]

Fascinating video: Watch a beaver fell a tree by chewing through its trunk

Posted on June 18, 2026

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It’s widely known that beavers cut down trees and use them to dam up streams and construct wooden lodges to live in, but have you ever seen one of those small lumberjack critters in action?

I’m guessing the answer is probably no. And truth be told, I hadn’t either until I stumbled across the fascinating video below.  [Read more…]

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